The No Interest Loan Scheme – No fees, interest or charges!!!

What is NILS?

The No Interest Loan Scheme (NILS) provides individuals and families on low incomes with access to safe, fair and affordable credit.  Loans are available for up to $1500 for essential goods and services like fridges, washing machines and medical procedures.  Repayments are set up at an affordable amount over 12-18 months.

To be eligible for NILS you must have a current Health Care Card or earn less than $45,000 a year (after tax).  Loans cannot be used for cash, bond, rent arrears, debt consolidation, holidays or bills.

NILS is offered at BayCISS as one of the many programs we have to assist the Bayside community.

If you would like more information, visit the website http://nils.com.au/ or give us a call to make an appointment.